Financing

Most insurance plans do not cover plastic and cosmetic surgery procedures (including tummy tuck surgery, liposuction, and breast augmentation) because they consider them “elective” procedures. The exception is reconstructive procedures; some insurance plans provide coverage for procedures such as breast reduction or rhinoplasty for functional purposes, where there is a health-related need for surgery. However, this coverage will vary by insurance plan, so it’s a good idea to check with your provider or peruse your plan documents for more details.

Alphaeon Credit
Dr. Swift is proud to now accept Alpaeon Credit from Comenity Capital Bank.

Alphaeon Credit works just like a normal credit card, designed specifically to pay for your medical procedures, performed by qualified physicians! Your Alphaeon Credit card can pay for a wide range of medical treatments and even products, in fields like dermatology, ophthalmology, and plastic surgery – as long as your physician is enrolled in Alphaeon.

Click here to learn more about Alphaeon Credit.

Benefits Include:

• No interest if loan amount is paid in full within 6-12 months.
• Low Introductory APR
• Extended low APR on balances paid off within 24, 36, 48, or 60 months.
• Quick & easy application process
• Completely safe, secure, and confidential
• No prepayment penalties
• No application fees
• No annual fees

Click here to start your application with Alphaeon Credit.

Prosper HealthCare Lending
To make the cost of plastic surgery more budget friendly, Dr. Richard Swift’s office accepts Prosper HealthCare Lending.
Prosper HealthCare Lending is the premier financing company in the cosmetic surgery industry. With over $5 Billion funded and over 300,00 loan inquiries services through their lenders, this is a name and a program you can trust.

Benefits include:

• Immediate decisions for loans under $35,000
• Term options out to 84 months
• No collateral required
• No prepayment penalties
• Fast & easy loan inquiry process
• 100% Confidential

Click here to start your application with Prosper Healthcare Lending.

Please feel free to contact Dr. Swift’s office if you have any questions regarding healthcare financing. You may call us at 212-828-9906.